How to Pay for Your Real Estate Down Payment

Even if you don't have the cash down

When you're ready to lock in a deal but don't have the cash for your down payment, you're not alone. For many real estate investors, especially in fix-and-flip or BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategies, coming up with "skin in the game" is one of the biggest hurdles.

Here's the good news: There are legitimate, fast, and legal ways to get access to capital for your down payment, even if you don't have tens of thousands sitting in the bank.

At Skin in the Game Funding™, we specialize in helping real estate investors close more deals by solving this exact problem.

Why Lenders Require "Skin in the Game"

Hard money and private lenders want you to have a financial stake in the deal. It's their way of reducing risk. But they don’t necessarily care where that down payment comes from—they just care that you have one.

That means:

  • Borrowed funds are okay (as long as disclosed and structured right)
  • Creative capital sources can be approved
  • It doesn’t have to be your own cash

How We Help You Get Capital for Your Down Payment

Skin in the Game Funding™ provides short-term gap funding to help you qualify for hard money or private money loans. Our process is fast, and we offer approvals in as little as 24 hours.

You can use our funding to:

  • Cover down payments required by a hard money lender
  • Meet "cash to close" minimums
  • Show financial strength on your loan application

We're not traditional lenders. We specialize in capital stacking strategies that combine unsecured business funding, personal credit, and creative finance tools to help you get across the finish line.

Who This Is For

This is ideal for:

  • Fix and flip investors with great deals but limited liquid cash
  • Builders or developers trying to secure land or construction draws
  • Short-term rental (STR) investors who need a boost to close on high-yield properties
  • Real estate professionals who want to stop letting great deals slip away

What You Need to Qualify

Our pre-approval form takes less than 60 seconds to complete. Basic qualifications include:

  • Credit score of 680+
  • At least 3 accounts in good standing
  • Less than 6 recent inquiries
  • No major delinquencies in the last 2 years

Even if you don't meet all the criteria, we may still have a path for you. We offer credit repair and trade line support through our Credit Repair Plus service.

Why Choose Skin in the Game Funding™?

  • No upfront fees
  • Expert guidance through every step
  • Access to our elite lender network
  • Real people with real results

We're not here to waste your time. We're here to help you close.

Ready to Get Pre-Approved?

Don’t lose the deal while you wait around trying to "figure it out."

Click below to start your 60-second pre-approval and get one step closer to funding your next investment property.

👉 [Get Pre-Approved Now]

Skin in the Game Funding™Your deal deserves the down payment. We make sure you get it.