If you've ever looked into real estate investing or securing an exotic asset like a supercar with a loan, you’ve probably heard the term “gap funding.” But what is it, and how does it work?
Gap funding is a creative financing strategy designed to help investors cover the difference between what a lender is willing to fund and the actual amount needed to close a deal. In real estate, this typically means covering the down payment for a hard money or private money loan.
Hard money lenders often only offer 70–90% of the purchase price or after-repair value (ARV) of a property. That leaves investors to come up with the remaining 10–30% — the “gap.” And unless you’ve got tens of thousands in liquid cash, that gap can kill your deal.
That’s where gap funding steps in.
At Skin in the Game Funding, we specialize in providing that missing piece, quickly and creatively. Whether it’s through stacking unsecured credit, leveraging business tradelines, or activating personal funding strategies, we give you access to real cash when traditional banks say no.
We're not a lender. We’re a funding strategist — your behind-the-scenes deal enabler.
We:
✅ Review your credit in real time
✅ Pinpoint which funding buckets you qualify for
✅ Apply to multiple funding sources at once
✅ Help you maximize approvals while minimizing hard pulls
✅ Collect no fee unless you’re funded
Our goal isn’t just to get you money — it’s to get you leverage.
If you’re not quite there yet, no worries. We offer Credit Repair Plus, a proprietary roadmap to funding-readiness within 1–3 months.
Gap funding is the silent partner in almost every fast-moving deal. It’s the advantage most top investors won’t tell you about.
Ready to get pre-approved in 60 seconds?
👉 Click here to apply
